logo logo

100 acceptance loans no guarantor direct lender

Your Choice. Your Community. Your Platform.

  • shape
  • shape
  • shape
hero image


  • There are multiple ways to get a full loan guarantee from the lender if you prepare yourself ideally. Add up current debts and calculate the combined interest rate. These loans give you the opportunity to improve your emergency financial situation and potentially improve your credit subject to affordability checks. Low Credit Finance – Best for Longer Term Loans. Likewise, you can get 100 percent approval on the loan if you have valid income proof. Can be more expensive when compared to a standard personal loan. You can apply with bad or poor credit history in such a scenario. 3% APR to 750% Max APR. If approved, we send the cash to your bank in 90 seconds. 38 / Total amount payable: £454. The best online loans for bad credit from direct lenders are personal loans from LendingPoint, Mariner Finance and LendingClub. 0% p. Total amount payable £4,614. Get a Guarantor Loan Borrow up to £12,500 over up to 5 years with a guarantor REPRESENTATIVE 49. This is because lenders will see you as more risky and more likely to default on your debt. No Guarantor Required. Jan 24, 2024 · Whether you seek online payday lenders or a small personal loan with a longer repayment term, this network has an online loan option for you. With our very bad credit loans, you will enjoy the following benefits. Online marketplace of lenders. com means your short-term loan application will seen by more direct lenders to improve your success rate. BadCreditLoans – Best for Higher Loan Limits. Short-term loans up to $5,000. Other instant loan options exist, too, but most are not worth applying for. 4% APR Representative. Representative example: borrow £700 for 6 months. No brokerage or third party involved. 28, Interest Rate (Variable): 49. Roughly 32,850 Americans opt for them every day and with such a high demand, it’s no surprise the list of payday loans is endless. You’ll incur a fee that is the greater of $15 or 5% for payments more than 15 days late. Affordable interest rates. But there could be options available. No guarantor loans are used by people in a variety of different ways, as there are a range of repayment terms available. 20. $500 to $5,000. £10000 - £15000. For loans of £100, you can choose a repayment period of 3, 6, or 12 months. No guarantor is needed. 4%, 739. LightStream: Best for Fast loans with same-day approval, same-day funding. Best for secured loans: Best Egg At Lending Stream, you can apply online and borrow 100 pound loan. No upfront charges. Competitive interest rates. Apr 8, 2023 · At Lending Expert, we are proud to be working with direct lenders only – helping you get the best rates possible from trusted UK lenders. Unsecured loans from a credit union. Jun 6, 2024 · Best Payday Loans in June 2024. Jun 3, 2024 · Most personal installment loans are unsecured loans — meaning there’s no collateral — which can make them hard to find (and expensive) if you have bad credit. 27. S. You can also spread the monthly repayments for your bad credit short term loan over 3 to 36 months. 1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1623. See Personalized Results. 00. Best for people without a credit history: Upstart. 30% to 36%. Apply for £ 200. People can even use them to consolidate debt into a single payment. If you prefer to apply online, complete an application on your computer or Jan 15, 2024 · 100 acceptance loans with no guarantor or direct lender are typically much faster as they don’t require a credit check and offer immediate response times. Application will be online with no paperwork to follow. A few minutes from your busy schedule are sufficient to apply for 100% guaranteed loans with a direct lender. We help individuals with bad credit history cover immediate expenses by providing up to £10000 for 3-36 months. In the interest of the safety of our customers, we would like to share that such loans can often be questionable. START NOW ». Jun 11, 2024 · Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Bad credit history does not reveal the circumstances behind it. Same Day Cash Transfer. 9% pa (fixed). 99% - 35. Online lending networks, like those below, can be a good way of finding a flexible lender with reasonable terms. No fees for early repayment. 1%, depending on the amount borrowed. Polar Credit is a direct lender offering short term and payday loans alternative with fast 24/7 transfer directly to our customers' bank accounts. Applying through Flexy Finance is always quick and easy. No minimum; may run a credit check. Soft or no hard credit check loans with easy, guaranteed approval. Mar 12, 2023 · Guarantor loans help people with poor or no credit secure a loan, such as a type of personal loan, a mortgage, or an auto loan. Payday UK is a registered trading name Payday Loans Ltd who is an introducer appointed representative Jun 7, 2024 · Achieve offers the best personal loans for people with bad credit and low income because there is no minimum income requirement specified, and you may be able to borrow as much as 45% of your pre-tax income. We do not ask for a guarantor in our application. citizen or permanent resident, at least 18 years old, with $500 or more of monthly income and an active bank account under your own name. The total cost will depend on how long Loans for Bad Credit People. The APRs in fact range from 19. This is equivalent to 40. Loan Duration. 56. Borrow from minimum €1000, and maximum depends on your eligibility. 5% APR. Bad-credit applicants must have $1500/month income to qualify. 64. With no guarantor loans, lenders will check the borrower’s creditworthiness based on their own ability to pay back the debt. Borrow the amount from £1000 to £25000. 60, last monthly repayment of £112. Plus we promise a smooth and fast application process. Easy, 30-second pre-qualification form. Amount borrow from £1000 to £10000. Feb 14, 2022 · OppLoans. Every individual has different circumstances and unique urgent fund requirements. We offer bad credit loans that can help you borrow small sums of money at low interest rates. (fixed). CCJ Loans. That same loan through a no-credit-check lender with an APR of 200% would run you $396 a month — nearly double the cost Jan 26, 2024 · Personal loans available from $1,000 to $40,000. Sometimes, you may not have enough money to pay for utility, water bills or any unexpected expenses that crop up. Their rate is a representative 49. Apr 9, 2024 · Credit Union: Alliant Credit Union. Loans for Very Bad Credit People. We offer a guaranteed loan of up to £15000 for a maximum of 60 months. Some loans that require no guarantors, seem to promise 100% acceptance no matter what. BankRate Personal Loans for bad credit, as of June 2024, has emerged as a prominent player in the personal loan market, offering tailored solutions to a wide range of borrowers. Here, you will take charge of the loan repayments. Apply for very bad credit loans alone with no co-signer or guarantor. Make sure to include that fee in your calculations. You can also estimate your rates with our free pre-qualification tool. Bad credit loans with guaranteed approval are loans for people with poor or bad credit histories. Polar Credit. Alabama. $100 to $1,000. A $1,000 loan with a 12-month term and 160% APR would result in Fill the ONE PAGE application form. Jun 9, 2024 · Best Direct Lender Payday Loans in June 2024. Compare short term loans on Clear and Fair. Customers can apply to borrow £50 to £30,000 and can get We offer bespoke lending terms where they can obtain £1000 and £25000 for a maximum duration of 12 - 84 months. Slightly higher interest rates but reasonable to your pocket. Such instalment loans give great flexibility and allow you to set a realistic budget. However, these loans are often available to borrowers with lower credit scores. dimond • 10/13/23. Being a reputed direct lender in the UK, we even consider bad credit. To read more about the top-ranked offers, check out WalletHub's picks for the best no credit check loans overall. Best for low credit scores: Achieve. In order to apply for a 24 month loan, you’ll need to borrow a minimum of £500, or up to a maximum of £5,000. CashUSA. Jan 23, 2024 · Cons of Guarantor Loans. If your TransUnion credit rating exceeds 604, you may get better payday loan direct lender terms. Simply complete our 1-2 page application form. 9%. a. You can borrow anything from £1000 to £10,000, with payment periods ranging from twelve to sixty months. May 29, 2024 · Unsecured loans for bad credit. Anyone with a strong repaying capacity can apply and borrow money online in a short, in fact, very short time. No hidden charges and zero fees. Submit An Online Application Form for No Credit Check Loans. Check if borrowing from £ 1000 to £ 5000 will be helpful. We provide CCJ loans, which are specially designed for individuals with County Court Judgments on their credit reports. The amount you can borrow depends on income, outgoings, and liabilities. Apr 4, 2024 · Savvy is a direct lender in the UK with loans ranging from £300 to £1200. 5. Time Needed : 5 minutes. Cons of Online Personal Loans: No option for in-person Apply for loans from £50 to £5000 today. Representative Example: Amount of credit: £1200, interest rate: 49. Max Loan £. Typically, the guarantor has a stronger credit history than the primary borrower, which helps them qualify for a loan. APR rates range from 45. Choosing CashLady. Quick online application for a seamless experience. Our risk-free, very bad credit loans are available without a guarantor from a direct lender and no broker UK. The short tenure of minimum 3 months to a maximum of 36 months. When you apply for a loan via CashFlex you'll get a choice of repayment terms depending on the amount of money you're applying for. You can also use your same day loan for bad credit Jun 1, 2024 · Best debt consolidation loans. Representative Example: Borrowing: £1200 for 18 months, Total Repayable: £1628. At Loansforever, you can get anywhere up to £25000 with 60 months of repayment on these loans for your needs. Ace Cash Express – Easy Application Process. 12 monthly membership fees of £10. Big Buck Loans: Best for Same Day Loans Online Up to $5K. Variable based on installment terms. Instant approval and same-day funding are not guaranteed with any reputable lenders, but the companies listed above give you the best shot. Loans from $500 to $10,000. Loan of £10,000 repayable over 18 months at an interest rate of 45. Best for student loan consolidation: SoFi. Without any hassle, obtain funds in a considerably short time. One of the The reasons could be infinite. With a loan range varying from £1000 to £10000, you can easily point out the most comfortable loan amount that you can easily pay for. As a trustworthy lender, we prioritise your comfort and approve only applications with limited risks of defaulting on the loan. If you are unaware of those ways, we will tell you some of them here. 7% APR (variable) £200 £2000. Rates between 9. Total repayment £ We may offer loans to people with bad credit to help with unexpected expenses and financial emergencies. A guaranteed loan is a type of personal loan that may offer “guaranteed” or instant approvals to borrowers without a credit check. Low Credit Finance: Best for Alternatives Same Our personal loans for bad credit are flexible. 45, 4 monthly repayments of £224. Loan Terms 6 to 84 months. See representative example. 27 - Interest rate: 65% per annum (fixed). Overall Rating. Here is where we might help you a little more. Best for thin credit profiles: Upstart. 98. All of our bad credit loans are 'no guarantor loans', so you don’t need to be a homeowner to apply. Sep 14, 2023 · Predatory payday loans offer a fast loan but charge an APR of up to 400%! However, we have prepared a list of the best direct personal loan lenders for bad credit that offer up to $100,000 with an APR of up to 35. We have yet to find many legitimate bad credit direct lenders providing installment loans but only a few. Subject to affordability checks. Learn more in our full review of Jun 3, 2024 · Best overall bad credit loans: Upgrade. 17% per annum fixed. You simply need to find out the interest rates and the repayment packages from your lender. The cost of a £100 loan depends on the lender and your specific situation, but there's an upper limit due to FCA regulations. SoFi Personal Loan: Best for Personal loans for good to excellent credit. Feb 9, 2024 · Fund Finance: Best for Payday Loans Online Same Day Feedback with Payouts in 24-48 Hours. We are on the same stage and offering bespoke loan deals. Can I Get 100% acceptance loans with no guarantor? Yes, you can get 100% acceptance on loans with no guarantor if you ensure affordability in regular/part-time income with stable finances. We understand that sometimes life gets in . 80% - 35. 99% and repayment terms of 24 - 60 months. 3 to 72 Months. Monthly payment £243. Jan 25, 2024 · You can use an online lending network, like our top-rated picks below, to compare quotes from multiple lenders with a single application. Finalise if a repayment term between 12 months to 60 months is feasible. Ratings and reviews are from real consumers who have used the lending partner’s services. With a 3-minute application process and same-day funding, you can meet any short-term need. Direct Lender. Get instant cash loans with guaranteed approval. If you have a low credit score it can be difficult to get a loan without a guarantor. Jun 11, 2024 · Borrowing limits will vary by lender, but some online lenders offer personal loans up to $100,000 or even $200,000 to qualifying borrowers. Representative example: Total amount of credit £600 repayable. Advance America operates in 24 states nationwide. Loan Amount. The borrower’s finances and needs will dictate the conditions of the loan, as well as the potential offers. Unsecured loans are ideal for individuals who lack assets or do not want to go for a secured loan. Our bad credit loans are designed to help people with poor credit scores or a bad credit history. For example: Loans for bad credit can be an option for those who have struggled with debt in the past and have a low credit rating. Feb 19, 2024 · 5. Flexible repayment. You can apply for a payday loan online or in-store, depending on the direct lender and your state of residency. In simple terms, each £100 you borrow comes with a daily fee, which is capped at 80p per day. To be eligible, you must be a U. Monthly repayment of £192. If you’ve been looking for a loan, borrowing money directly from a lender can save you hassle – and potentially from costly hidden charges. Loan Amounts $500-$10K. This fund will be perfect for consolidating high-interest dues or bills, including credit cards, overdrafts, etc. Credit Score 610-640. Depending on the amount you borrow, you can spread your payments from 12 months to 36 months. Check these steps to find out how easy it is to apply for a loan at Flexy Finance! 1. MoneyMutual. 3% APR and maximum 1721% APR. APRs range from 8. Receive a loan decision in minutes. Feb 5, 2024 · Bad credit guaranteed loans are repayable without having to count staggering fees or very high rates. The predictability of installment loans makes them a safer option than payday loans. 4%. May 29, 2024 · NerdWallet's Quick Loans: Best Lenders for Fast Cash in 2024. Borrow amount limit £1000 - £7000. APR Range no greater than 35. LightStream: Best for Home improvement loans. 9% APR fixed. Representative example: Borrow £300 for 3 months / Interest payable £154. 3% and 1291. Representative Example. @Erinn. FCA Authorised. $500 - $4,000. Advance America – Best for Short Term Loans. Achieve offers personal loans ranging from $5,000 - $50,000, with APRs from 8. 46 / Representative 1307. Get up to £25000 without staking your precious assets. 1st monthly repayment of £168. Total repayment of £1309. We will do the needful to offer instant bad credit loans. We want to make credit accessible to everyone, no matter their credit score! Payday Bad Credit offers bad credit loans up to £1,500 repaid over 3 to 9 months. Use our store locator to find your nearest location. Established in 1999. Representative Example: Loan amount of £1,500 for 6 months. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Best for credit-building features: Universal Credit. Jan 26, 2024 · Dealer partner network has closed over $1 billion in auto loans. Fair Credit: Rocket Loans. Prefer having an affordable amount as it can level off repayment irregularities. At Fastmoneyfinance, you get loans for bad credit with no broker fees or surprising costs. CashLady Representative 79. Poor credit is a notable problem for people. Bank: Citibank. Our rates will complement your budget and necessities at the same time. Mylenderloans offers loans without guarantor without any upfront fee to process the request. No guarantor required. May 15, 2024 · A one-year, $2,000 loan with a 36% APR will have monthly payments of $201. 65% transaction fee. Discover® Personal 100% Acceptance Loans Direct Lender, No Guarantor, Cordova, Cebu. £15000 - £25000. (fixed), you would owe 6 equal repayments Apr 22, 2024 · Getty. Based on your needs, you can borrow up to £10000. $1,000 - $50,000. You can use NerdWallet’s May 2, 2024 · Even our top no credit check personal loan option OppLoan carries with it an APR range of 160% to 179%. The first step in getting a debt consolidation loan is having a clear picture of your current debt. Nevada. Instant approval decisions and timely fund disbursement. Loan of £3,000 repayable over 24 months at an interest rate of 45. See official site, terms and details. 9% APR*. Less choice of lenders compared with the wider personal loan market. Any of the 100% guaranteed acceptance loans for bad creditcomes in a variety of repayment packages. Min. Conclusion:- Very bad credit loans no guarantor direct lenders can be helpful if you find yourself in need of extra funds but don’t qualify for traditional forms of financing due to your Oct 24, 2023 · Ways to achieve 100% acceptance on loans with no guarantor. When you are out of options, a guaranteed loan may seem appealing. At Lending Stream, we understand that unexpected expenses can arise anytime, and that not everyone has a guarantor or a good credit score. Poor or Bad credit considered. 'Yes' to bad credit through unsecured loans for bad credit. Rep. These direct lenders offer personal loans starting from $1,000 - $2,000 with competitive interest rates and long repayment terms. Funds available in as few as 24 hours. We will fix fair rates. No credit footprints. com. Fast 3 to 36 month online loans. Your credit scores will be the least concern for us besides your affordability. It will also decide if the loan range is favourable for you. Apply for CCJ Loans From Direct Lenders Our experts compare the market so you don’t have to. Easy approval of the loan. The loan term is confirmed between 3 months and 60 months. To get guaranteed acceptance loans from direct lenders like 24cashfinances, you must ensure the following: No recent loan defaults. You can go through them and follow while aspiring for 100% acceptance loans with no guarantor from a direct lender. Though this provides financing to people in need, the high interest rates and poor terms may keep borrowers in debt for longer. Required minimum credit score: 600, but the average is 700. No minimum; typically does not run a credit check. Helps borrowers avoid expensive and risky predatory loan products. Get CCJ loans with no guarantor and very bad credit; Borrow £100 to £30,000 (or higher) Apply with no guarantor required; Homeowners in UK can borrow long term and spread repayments over 1 – 30 years with a secured loan Get a Loan. 08 Interest rate: 52. With our instant £1000 loan, the borrower finds a way to source the much-desired funds to overcome the temporary crisis. 9% RAPR. Larger loan requests come with even more options, with repayment terms of up to 36 months! What can I use the money for? At CUJ Loans our broker partner works with bad credit UK lenders who offer loans between £100 and £5,000. Small loan amount of minimum £1000 to maximum £25000. SoFi Personal Loan: Best for Fast loans with same-day Jun 3, 2024 · NerdWallet's Best Personal Loan Lenders of June 2024. To fit everyone’s need, we have differentiated our short term loans in four categories consist of amount and duration. Next, lenders may impose various fees when they underwrite or close the loan. Dec 5, 2023 · Habematolel Pomo of Upper Lake (California) Plain Green. An online direct lender with no upfront fees, Buddy Loans specializes in guarantor loans. ퟭퟬퟬ% 헔헰헰헲헽혁헮헻헰헲 헟헼헮헻혀 헗헶헿헲헰혁 헟헲헻헱헲헿, 헡헼 헚혂헮헿헮헻혁헼헿 Jun 12, 2024 · 1. May 31, 2024 · We reviewed 29 popular lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. Get approval decision within 2 minutes of submissions of the application. Mar 5, 2023 · Summary: Guaranteed installment loans direct lenders only. And if a credit check is required, poor credit may be Guaranteed Loan. Having a poor credit history should not make you dependent on a guarantor! Apply here for loans without a guarantor, even if you’ve got a bad credit score. Interest: £309. Bad credit loans are more expensive than other 24 Month Loans. 5kFunds – Best for Multiple Loan Offers. Your Details Are 100% Secure. Warning: Late repayment can cause you serious money problems. Located in Roosevelt, Utah, PersonalLoans can prequalify you for an instant loan offer. California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders 4. 9% pa (variable) and 1. TriceLoans rating. With access to over 50 lenders across unsecured, secured and guarantor loans, we are in the perfect position to help you get the loan you need. 3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances. 99%. That’s why we offer no guarantor loans, and we even consider those with bad Your affordability will play a key role in getting personal loans on guaranteed approval. Unsecured loans for bad credit with no guarantor. 300. So, for a short-term or payday loan of £100, the maximum daily interest will be 80p. The interest is 17% per annum fixed and service fee is 24. Receive funds within a few hours. Why one must Avoid 100% Acceptance Loans. 7. 9% to 79. Our fairest no guarantor loans assure you with instant financial revival. 08. 160% - 179%. Representative 68. Once the loan is approved, the primary borrower will begin to pay it off. £1000 - £10000. Dec 20, 2023 · Flexible loan amounts — LendingPoint offers personal loans from $2,000 to $36,500, which could be helpful if you need to borrow a larger sum. Get funds directly to your bank account. Total amount payable £13,960. *Representative Example: £5,000 over 36 months, representative 49. The representative APR varies between 334. The best debt consolidation loans Fill out a payday loan application online or in-store. Wisconsin. The unsecured loan has the following features -. Whether you’re looking to consolidate all of your existing loans into one place, or cover an unexpected repair bill, a 2 year loan can be used for a variety of purposes. Check eligibility. 6 Warning: Late payment can cause you serious money problems. Representative Example: Given a Representative APR of 1333%, if you borrow £200 over 6 months at 292. We chose the May 31, 2024 · Methodology. Origination fees — LendingPoint loans have an origination fee of 0% to 10% depending on where you live. 100% acceptance implies you Interest: £160. This could be a significant step towards improving your credit scores. The application process involves visiting their website, clicking the ‘apply now’ button, and selecting the preferred loan amount and duration. 27 over a loan term of 6 months instalments at a rate of interest per annum (fixed) of 40. 28, Total Interest: £428. Amount of credit: £1000 for 12 months at £109. No Hidden Fees. Can help those with bad credit, no credit, bankruptcy, and repossession. Once you meet the eligibility, you will get the unemployed loans with the same-day payout. This can be repaid on flexible terms, with a repayment period between 1 – 12 months, depending on your preference. Short-Term Loans: Oportun. Get approval decision INSTANTLY. 18. Loan origination fees apply. 38 in 3 instalments / 3 payments of £151. It means you pay only the interest rates. Georgia. The loan is usually approved quickly, and the borrower will receive some money, regardless of credit score. We, at Quickloanslender, look beyond the credit score to provide loans to individuals from within the suitable range of £1000 to £10000. 1. Any APR rate offered will be linked to your status. There is nothing to pay extra to get that amount. 25. Monthly repayment of £775. 9% APR. No Guarantor Loans. Some lending institutions charge hidden fees or upfront amounts to allow a loan. Nevertheless, some strict guidelines are a must to follow to get 1000 pound guaranteed loans. With a monthly repayment of £280. Lender Loans. The bad credit borrowers do not need to put collateral against the borrowing amount, and they can get approval just based on their current income status. Advance America – Same Day Funding. 3% pa (fixed). No fees, no hassle, no problem. Our lending hub allows you to take out any amount ranging from £1000 to £10000. Flexible Repayments. 6 Months to 36 Months. 09 per month. Offers a lending option for people who cannot qualify for a loan on their own. Best for flexible repayment terms Oct 10, 2023 · Home About Loans Loans Payday Loans Bad Credit Loans Unemployed Loans Student Loans No Guarantor Loans Guaranteed Loans Debt Consolidation Loans Text Loans View All Loans Testimonials Blog Contact Apply Now Guaranteed provision for low APR loans Inclusive lending servicesDecisions taken in minutesBi Bad Credit Loans With Guaranteed Approval of $1000,$2000, and $5000 Same Day Deposit in 2024. When you apply for a loan with LoanPig, we offer you loans as low as £50, all the way up to £1500. APR%. 99%*, depending upon individual circumstances. It could be beneficial if you are in an emergency need. Representative APR: 91% - Total amount payable: £660. Low Credit Finance – Best for Easy Approval. Mar 15, 2024 · A high-risk personal loan, also known as a bad credit loan, is a personal loan with less than ideal terms and interest rates. Best for fast funding: Avant. ( 14) User Ratings & Reviews. Get instant online loan approval up to £15000 with a convenient and fast process. Simple online form takes less than 5 minutes. Apr 2, 2024 · Debt consolidation loans for bad credit are available to borrowers. Apply now. We reviewed 29 popular lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process 6 days ago · OppLoans is an example of a lender that offers longer-term bad credit installment loans with APRs of 160%, depending on your state. If your credit report reveals stable finances and disciplined Oct 13, 2023 · Erinn Dimond, WalletHub Writer. Borrow a huge sum of money. No obligation quotes. However, we will still offer cheap loans with bad credit. 3 Months to 24 Months. Getting affordable direct lender loans for bad credit people is easy with us. Rate of interest 0% p. Loan terms from LendingClub are three to five years. Chippewa Cree of Rocky Boy's Reservation (Montana) Sky Trail Cash. 1000 pound loans are unsecured, and hence, there is no need to involve any collateral. Affordable borrowing. 90%. You can opt for our loans online from anywhere. We are both a direct lender and broker of 100 pound loans, connecting you with our lending partners to provide a wider variety We are a direct lender specialising in providing loans for people with bad credit. Check into Cash – Available in the Most States. At QuickLoansLender, you get the opportunity to get loans with no guarantor at affordable interest rates starting from 5. However, the Representative APR across all our lenders is 39. lc cj kt jl dx ct ie fk pj nm